
A Protected Tomorrow Starts Today
Insurance solutions designed exclusively for Teamsters
Safeguard Your Future
The need for long-term care can arise at any time and your family deserves the best protection. Our premium benefits include long-term care, short-term care, and life insurance plans—all designed to help safeguard financial security and peace of mind.
These comprehensive plans help you stay prepared for life’s unexpected challenges and protect the future you’ve worked hard to build.
Discover the Plan That's Right for You
Insurance protection negotiated with leading insurers on your behalf
Guaranteed Issue Whole Life Insurance with Long-Term Care Benefits
A Guaranteed Acceptance Whole Life Insurance plan, approved by the IBT's General Executive Board, offers Teamsters members and their spouses/partners life insurance with long-term care benefits. It provides a guaranteed death benefit and an additional living benefit for long-term care needs, ensuring financial support during critical times.
Traditional Long-Term Care
Long-term care insurance covers extended care needs in various settings like home care, nursing homes, and assisted living facilities. It offers higher benefits, with options for couples to share coverage and add inflation protection. Eligibility is determined through a health assessment.
Short-Term Care Insurance
Short-term care insurance provides coverage for nursing homes or in-home care for a specified period of time, and is an alternative to long-term care insurance. Coverage is available for members ages 40-89 and helps address out-of-pocket care costs.

Learn More About the Importance of Planning
Licensed consultants are here to help you select a plan that fits your needs and budget